Top 8 Money-Saving Apps: Available on iOS and Android, MoneyWiz allows you to set budgets and limits, as well as track your income, expenses, net worth, and account balances.
Top 8 Money-Saving Apps
The app also gives you tips for saving money. If you want to know where your money is going every month (or even if you’re trying to get out of debt), MoneyWiz can help—and it’s free! There are also additional premium plans with more features if you want them.
Top 15 Money-Saving Apps
If you’re tired of the daily grind, thinking about getting out of debt, and simply want to save money, then you’ll want to check out this list of the best money-saving apps available in 2022. These 15 apps are the best ways to save money, even if they only help you save a few bucks here and there. Plus, most of these apps are completely free, so there’s no reason not to download them right now!
Available on iOS and Android, MoneyWiz allows you to set budgets and limits, as well as track your income, expenses, net worth, and account balances. The app also gives you tips for saving money. If you want to know where your money is going every month (or even if you’re trying to get out of debt), MoneyWiz can help—and it’s free! There are also additional premium plans with more features if you want them.
Qapital is a free app that lets you create rules for when you can spend money and how much you’re allowed to spend. Every time you open your phone, Qapital will ask if you’d like to save or spend money. If it’s something that can wait, like lunch at work or a coffee date, Qapital will save your money for later. It’s easy enough to set up and it’ll help curb unnecessary spending with some easy savings rules to follow. You’ll never be too far away from saving a few bucks again.
For example, if you want to put $20 in savings every time you spend $10 on groceries, just enter in groceries as an expense and save as an action in Qapital. From then on, every time you buy groceries using your debit card (or linked bank account), $10 will be taken out of your checking account and placed into savings—no thinking required!
You can also easily connect to other accounts such as PayPal or Venmo to make transfers between them more seamless. If your friends are also using Qapital, they can easily contribute funds toward any goals you’ve created by sending them a payment request within the app.
In a world of free music and free books, digital services like Spotify and Audible have made it easier than ever to enjoy things for free. But if you’re looking to save money, those free services may not be doing you any favors. If you are listening to your favorite tunes or audiobooks through a subscription service like Spotify or Audible, all of your activity will count against your mobile data plan. And that’s before you factor in that users tend to choose high-definition audio over more efficient (and thus less costly) alternatives. Fortunately, there are plenty of money-saving apps out there.
Here are some of our favorites 1. Zero by Overcast – One of my favorite ways to listen to podcasts is through Overcast, which has an excellent feature called Smart Speed that condenses episodes while maintaining their original pitch. You can also use it to listen at double speed—just press play twice—or skip silence without affecting pitch. Zero automatically detects when you start playing a podcast episode on Overcast and skips ahead so you don’t have to spend time pressing buttons on your phone every time you start a new episode. It’s available for $2 on iOS and Android devices with plans for Mac support in early 2019.
Acorns round up your everyday purchases and invest that money for you. It’s a new app that takes just a couple of minutes to set up, and it only costs $1 per month after that. Acorns know how much you spend on things like coffee, food, or gas, so it works with your credit or debit card to round up each transaction to just under $1 (so if you spend $3.74 on lunch today, Acorns will take $0.26 out of your account tomorrow).
While rounding up may not seem like a big deal at first, it can quickly add up—after eight months of saving money in increments of less than a dollar per day through Acorns, users saw an average growth of almost four times their initial investment.
And while you don’t have any control over which companies are invested in, Acorns has partnerships with some of the biggest names in tech and finance, including Amazon, Apple, BlackRock, Facebook, Google Ventures, and Visa. The company has also been recognized by Forbes as one of America’s Best FinTech Companies.
5) Personal Capital
Personal Capital is a great money-saving app because it aggregates all of your financial accounts (even those that aren’t connected via Mint) into one simple, free dashboard. This makes it easy to view how much you have in every account—and where you can make improvements and cut costs.
Personal Capital also works with other financial apps like 401(k)s and credit cards to keep track of what is coming in and going out on a monthly basis, providing another layer of accountability.
You can even use it to stay within your budget—if you set a strict daily or weekly allowance, Personal Capital will send you an alert when you start approaching your limit. And if you are trying to get out of debt, it offers tools to help you manage your spending as well as options for paying down high-interest loans first.
And yes, there are some cool perks like getting cashback from purchases and receiving discounts on certain services when they find better deals than what you already have. Overall, Personal Capital is a powerful tool for managing your finances more effectively—and saving money along the way. It’s available as both an app and web service for $4 per month or $34 per year.
6) Credit Karma
This money-saving app will automatically connect to your bank accounts and other financial services, then track your spending habits. If you need help staying on top of it all, there’s also a Mint budgeting tool, which categorizes and analyzes your expenses for you. Mint is free for basic use or $4/month for additional tools, like expense reports. And if you’re not feeling great about something in particular (you know what we mean), it can even alert you when bills are due.
The only drawback to Mint? It doesn’t play nice with investment accounts or credit cards from certain banks—you have to add those manually. So if that’s an issue for you and could make all the difference in signing up with them…be aware! Otherwise, it’s pretty awesome.
Plus, some cool feature highlights: You can compare your spending trends to others based on age and income level; you can see how much interest you pay each month; it tracks mileage for business trips, and its barcode scanner makes adding purchases quick and easy. Definitely worth checking out if you’re trying to get more organized with your finances.
Mint can be used to track spending on all kinds of expenses, from credit cards to investment accounts. It offers charts and graphs that help make expense trends easier to understand. Set a budget for yourself with Mint and you’ll be able to see where your money is going every month and what you have leftover to save. Your budget will get more specific as time goes on, but Mint starts you off with a simple breakdown of income vs. expenses by category.
Mint automatically categorizes your expenses so it’s a snap to see how much you’re spending at Starbucks, on gas, or eating out. With little effort, it should give you a good idea of where your money is going each month—and thus where it could go if you made different choices or cut some costs altogether! The app also tracks bank balances, bill payments, and investments. Some services are free; others require a monthly fee starting at $5/month.
8) Stash Invest (formerly StashAway)
Start investing with as little as $5 from your phone. No need to visit a stockbroker, just sign up and start investing. You can also make a list of stocks to watch and buy, read investor updates and market insights, check out your portfolio performance, research companies online, and build financial goals. All that in less than 5 minutes! Stash Invest is one of those apps you wish you had sooner.
This app is great for new investors who are learning how to invest or experienced investors who want an easy way to monitor their investments on the go. The interface is clean and easy to use. Download Stash Invest today, save more money tomorrow! #appoftheweek
- Available on iPhone & Android (the US only)
- Sign Up For Free • No minimum investment
- Invest in stocks, ETFs, & more
- Create your own portfolio or choose from their pre-built portfolios
- Watchlist feature so you can track stocks and stay up to date on news
- Personalized alerts for stock market news, price changes, and dividends
- Learn how to invest with education tools like videos and articles.
- Track your portfolio performance over time with charts and graphs.
So, that’s our list of money-saving apps. We hope you were able to find some new ones. And if you have some suggestions we may have missed, please feel free to let us know in a comment! Or just leave them in your favorite app store so other people can find them as well. Thanks for reading and happy saving! 15. Credit Karma – This is a great app for tracking your credit score and offers personalized advice on how to improve it.
It will also send alerts when there are any changes or unusual activity on your credit report. 12. Coinbase – Coinbase is an exchange where you can buy cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), etc…
The best part about using Coinbase is that they will also give you $10 worth of Bitcoin once you spend $100 or more at one time on their platform! If cryptocurrencies aren’t really your thing, then there’s no need to download them; however, if they are something that interests you then be sure to check out Coinbase!